We help people acquire a home when the banks say no!
Owning a home is truly the American Dream. Buying a home can be a difficult process, especially for those with poor credit, no credit and/or a limited amount to invest. A Lease to Own, also known as Rent to Own, Option may be just for you! Based on your individual criteria, we can be very creative with financing and fit it to your needs. We are not loan brokers, bankers, or real estate agents.
If you are truly interested in owning a home of your own and have something we can work with, you can be in a home in less than 30 days with our lease to own program. Or, if you don’t see a home you like in our current inventory, let us know and we will place your name on our VIP list for a home that meets your needs.
No matter what’s happened in your life, divorce, bankruptcy, foreclosure, short sale, unpaid credit cards, auto repo, medical bills… you name it, we can work with it.
We are Real Estate Investors who buy and sell houses for a profit. In some (not all) cases we are able to buy in a way that allows us to re-sell on ‘terms’ to a buyer like you. We look at it like the ultimate win-win-win. The seller gets what they need, you the buyer are able to lock in at current pricing with no loan needed, and we make a profit.
All that is required of you is a reasonable down payment, the willingness and ability to care for and maintain a home of your own. Plus, unlike banks, we don’t care where your down payment comes from.
Then, when you move in, you’ll have the time to let your credit ‘heal’ so, down the road, you’ll be able to go to a bank and ‘cash us out’. In time, even the worst credit will heal, especially if you’re in a comfortable position financially and able to pay your bills on time. We will be sure that when you move in, you’re in that comfortable position with a payment you can afford.
We understand that many of our clients have come through a tough stretch, and need time to recover, rebuild, and heal. If that’s you, then our ‘no loan needed’ program may be just what you’ve been looking for.
Let’s face it, housing prices will not be where they are today forever. So NOW is the time to get back in the game and start the building process.
We offer 1 year, 2 year, 3 year and longer programs, depending on your situation. We have houses of all shapes and sizes in lots of neighborhoods so, you decide where you want to live.
We’ll be sure you don’t take on more than you can handle too. It’s bad for us both if you get in over your head. So, fill out the form on the ‘Next Steps’ page so that you can do just that… take the next steps now.
Do it now while America is on sale!
Our Lease to Own program allows you to lease and occupy a home while building equity towards the sale price. The sale price is set the day you sign the “Lease Option” agreement. This way you enjoy the pricing and value of ownership today even though you are making the final purchase of the home at a later date. Plus, any work you do to the home will not be wasted when the lease is over. A down payment is required to make this possible.
Owner Financing – We are free to work out a special financing arrangement to suit your needs. We can provide owner financing for all or part of the purchase price regardless of your credit, debt ratio, income verification, and other factors that may have prevented you from obtaining bank financing. This option will require a down payment to make it possible.
Down Payments – On lease to own or rent to own properties, in short, the more you have to work with the easier it will be to get into your new home quickly.
Work for Equity Program – You may also like to do some repairs yourself. This a unique program.
Remember, regardless of what kept you from buying a home in the past, don’t let it stop you now! We are free to work it out between ourselves without banks dictating the rules. If you are ready, contact us today.
We are not Realtors who are selling someone else’s homes, bankers or loan brokers who get paid to find you a loan. All the normal rules concerning credit, debt ratio and proof of income are thrown out the window.
If we have a home you like and you have something we can work with, you can be in a home in less than 30 days. If you have very bad credit and no money – unfortunately we probably can’t help you. On the other hand, if you have some money but have lost your credit, we can probably help you with a lease to own home now.